You can breathe a sigh of relief because you have finally realized your dream, and opened your first Fish and Chip shop. Yes, it may well have cost you an arm and a leg to fund, you may have had to remortgage your house, or take out a bank loan but now it’s yours, you need to do everything you can to protect it.
Fish and Chip shop insurance is a sure way to safeguard your chippie. But when it comes down to it,there are some key things you need to make sure your policy delivers. These are specific to running a fish and chip shop; because there are unique risks involved which you need to be protected against. So before arranging your Fish and Chip shop insurance policy, you must consider cover for your premises, liability, staff, vehicles, food contamination, and very specific hazards like fire, floods and
damage.
Other things to think about are business interruption, because if you are unfortunate to have a fire, it could put you out of business for a while. You must remember running a Fish and Chip shop involves many specific risks, and this is why your insurance policy is imperative.
Specific risks like a customer calling up complaining of food poisoning, or perhaps a bunch of unruly customers causing a nuisance in your shop and end up breaking your window. These are just some scenarios which should not be taken lightly, because these days, people tend to be more inclined to make
a fuss, or put in a claim to see how mush compensation they can receive.
So ensure you have the right cover, and continue to realize your dream.
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