Insurance Excuses

You know one of the best things about the whole insurance industry? When it comes to the claims form and witness statements at the scene of the bump, people can be at their most creative and indeed, inventive.

Take one of the top excuses from the annals of insurance claims. This has many variations, but always the same theme: it wasn’t my fault, Gov, honest! When asked by a policeman, was there anything either driver could have done to avoid a crash, one witness came back with, yes, they could have caught the bus. You can see the idea.

Another driver wrote on his insurance form that he had collided with a cow. Where the form said, what warning was given by you, the answer was of course horn, but when the form said what warning was given by the other driver, the reply was Moo!

Another driver explained, when talking to his insurance company, that whilst driving along a suburban street, he had noticed an elephant and camel tied to a tree. This caused the driver some consternation he said, causing him to crash into a bollard. At least he missed the tree and the stationary animals.

Here’s another classic which causes much mirth amongst the motorway police fraternity and insurance companies. A driver remonstrates that it was the police car’s fault for pulling him into the hard shoulder. The problem was of course, “...I was in the middle land and there was another car in the way.”

So there we are, next time you make an insurance claim, be careful what you write on your form!