Unoccupied property insurance is a really important thing to have if you are going to be leaving your property unoccupied for a long period of time. Once you have your policy, check to see what is required of you so that you are not putting the validity of your insurance at risk. There are some things that you should certain not do, even with the insurance policy.
For example, unoccupied property insurance should not be used as an initial security blanket. Thinking that you will be fine leaving your unoccupied property only marginally safe is dangerous; as mentioned previously many insurance policies won’t be valid if you have not taken the necessary precautions to keep the property safe. Living in areas prone to flooding, storms or other kind of adverse weather conditions and not taking the necessary precautions to protect your home, or making sure that there is someone nearby who can make the necessary precautions, may endanger your insurance policy.
Naturally, things such as windows left open are also a big no-no for insurance policies. Of course it is also a big no-no for keeping your property safe and the contents within. It is doubtful that anyone would purposefully leave their window open when they leave their property unoccupied, but to not check thoroughly enough to notice would warrant some questions from your insurers.
Unoccupied property insurance may be important, but you need to make sure that it is not the only piece of protection you have for your home. The physical safety checks and measures that you take will provide the best sort of comfort for you when you leave your property unoccupied.
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