Fish and chip insurance

Fish and chip insurance covers you and your fish and chip shop for any occurrences that may happen and do damage to either your property or business.

Fish and chip insurance does not just cover in the event of simple accidents. It can also cover you for all the contents and stock on your premises in case of a number of different kinds of perils, for example fire or a flood.

If a claim is made against you for whatever reason, this kind of insurance can cover to make sure that you aren’t pulling money directly out of the business to fund a court case or to pay compensation. Insurance policies that cover you in case of a member of the public injuring themselves into your shop is also highly recommended.

Employers liability cover is also an essential. If an employee makes a claim against you for whatever reason, for example an injury, then you are covered by your insurance policy to make sure you can either pay the compensation or the legal fees involved, if any.

Some insurance policies allow you to add on other benefits as well according to what dangers to you perceive to your business. For example, some insurance policies offer loss of alcohol license cover. If you lose your license to serve alcohol, due to reasons beyond your control, and you suffer a dent of profits, then your insurance can cover this hole.

Fish and chip insurance is like any other insurance: in need of some good research and essential to running your business safely and securely.